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Ready to Build Your Dream House?

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New Construction Home Loans

We provide construction loans for custom homes all over South Texas. We currently are helping families with construction loans in Hidalgo, Starr, Cameron, Zapata, Webb, and Nueces Counties and all surrounding areas. No matter where you are, we can provide you with a Texas Construction Loan. Our process is free of red tape and we pride ourselves on providing competitive rates and exceptional service. We can typically have you making draws for construction in about 30 days, while most banks take 60 days or more to get the ball rolling.

30 plus years of mortgage experience

Building a custom home means many wonder-filled possibilities for your family’s future. Securing an interim and permanent construction loan with LeaderOne Financial gives you the peace of mind you desire and allows you to focus on the more important aspects of building your DREAM HOME!

The Basics

Construction loans differ from existing property loans in that they are short-term, only allowing for the builder to draw from it in phases. (The buyer never has access to these funds during the building process.) Once the build is completed, the loan will convert to a “permanent” or standard mortgage loan.

Typically, your payments during the construction period are interest-only. Down payments may be higher than standard mortgage loans, but you may be able to use equity in your current home to meet that number. Guidelines for these types of loans can vary by program or personal situation. We have options for you!

As always, reach out with any questions you may have!