This page is meant to show you all the mortgage programs we have.
We’re here to help you figure out which mortgage best fits your unique financial picture.
A FHA Loan from LeaderOne Financial is a great solution for a first-time homebuyer as well as those who want to make a lower down payment. Additionally, an FHA loan will help our clients with less-than-perfect-credit!
Planning to buy a fixer-upper? This program combines your construction loan and your mortgage into a single home loan, which saves money in closing costs and simplifies the home renovation process.
For the men and women that served us, we serve you by offering our best product. Buy a home with $0 down!
A Jumbo Mortgage is designed to allow consumers who are purchasing bigger homes to take advantage of today’s low rates. If you are able to afford a more expensive home but haven’t saved up enough money to bring the loan down to conforming limits, or you’ve found the perfect home but it happens to be in a higher priced neighborhood, this mortgage program is made for you!
The USDA Mortgage is meant to spur homeownership in pre-designated rural and underdeveloped areas. Take advantage of a 0% down-payment with this program!
Owe more on your home than it’s worth? No problem! Welcome to the simple solution.
Have you heard?! Fannie Mae and Freddie Mac have re-established their low down-payment programs, HomeReady and Home Possible. Here at LeaderOne, we’re trained to understand how these programs work and how they can benefit your unique financial picture.
Take advantage of low rates with a conventional purchase or refinance from LeaderOne Financial.
With an Adjustable Rate Mortgage, the interest rate fluctuates according to the interest rates in the economy. Initial interests rates of ARMs are typically offered at a discounted rate that’s lower than the rate for a Fixed Rate Mortgage. Overtime, when initial discounts are filtered out, ARM rates will fluctuate as general interest rates go up and down.
A fixed-rate mortgage is exactly what it sounds like. It’s a mortgage for which the interest rate is fixed for the life of the loan. Fixed rate mortgages are available in multiple terms. The most common loan terms are 30 year, 20 year, 15 year, and 10 year loans. The monthly payment on a fixed-rate loan in inversely proportional to its term. The more years in a loan, the lower its monthly payment.
Eliminate Mortgage Payments Forever. Live comfortable in your retirement. If you are over 62 years old, there are multiple ways to get your money from a reverse.